Do you need a VPN at home? An honest answer
VPNs are heavily advertised, but many people do not need one on their home broadband. Here is what a VPN does, what it does not, and when it is worth paying for.
VPN adverts can make it sound as if you are unsafe online without one. For most people on their own home broadband, that is not true. But there are times a VPN is genuinely useful.
What a VPN actually does
A VPN (virtual private network) creates an encrypted tunnel between your device and a server run by the VPN company. Websites see the VPN server’s location instead of yours, and your broadband provider sees that you are connected to a VPN, but not which sites you visit.
What it does not do
- It does not stop viruses or scams. Phishing emails and dodgy downloads work the same with or without a VPN.
- It does not make you anonymous. If you log in to Google, Facebook or your bank, they still know it is you.
- It does not protect a site you visit. Most websites already use HTTPS, which encrypts the connection. That is the padlock in your browser.
When a VPN is worth having
- On public Wi-Fi in cafés, hotels, trains and airports, where you do not control the network.
- When travelling abroad, to reach UK services such as your banking app or UK streaming services you already pay for. Check each service’s terms first.
- If you want to keep your browsing private from your broadband provider.
- For work, if your employer requires it. They will give you one.
When you probably do not need one
At home, on your own router, with a strong Wi-Fi password and up-to-date devices, the extra protection is small. Your money may be better spent elsewhere.
Things that matter more than a VPN
- Change your router’s default admin password if it still uses the one on the sticker.
- Keep the router and your devices updated.
- Use a password manager and turn on two-step verification for email and banking.
- Be sceptical of unexpected messages asking you to click a link or call a number.
If you do buy one
- Choose a well-known paid service with an independently audited “no logs” policy.
- Avoid free VPNs from unknown companies. Running servers costs money, so ask how they make theirs.
- Look for apps on all your devices and a 30-day money-back guarantee, so you can test speeds at home.
Our view: a VPN is a useful tool for travel and public Wi-Fi. It is not a substitute for updates, strong passwords and common sense.